Auto Insurance

SunKey Insurance is a Florida-focused independent auto insurance agency that helps drivers compare coverage options from multiple insurance carriers.

SunKey handles submitted information according to its Privacy Policy and uses it to obtain quotes and provide requested insurance services.

SunKey AutoRater is an online platform that uses your driver and vehicle information to compare eligible Florida auto insurance options.

SunKey does not claim to send spam; however, submitting your contact details may authorize insurance-related calls, texts or emails only under the consent provided.(highlight this section please)

Yes. SunKey helps Florida drivers with accidents, tickets, coverage lapses, suspended licences, SR-22 or FR-44 requirements compare available coverage options.

An SR-22 is a certificate proving financial responsibility, generally required after uninsured driving, certain serious violations or a licence suspension.

The SR-22 filing fee is typically around $15–$25, while the total premium depends on your driving record, ZIP code, vehicle, coverage and carrier.

SunKey says most SR-22 filings can be submitted electronically to FLHSMV on the same day after purchasing a policy, subject to carrier processing.

FR-44 is generally required after a Florida DUI and carries higher 100/300/50 liability limits, while SR-22 applies to certain non-DUI violations with lower limits.

Yes. A teenager with a learner’s permit or licence can generally be added to a parent’s Florida auto policy; notify the insurer because carrier rules vary.