SunKey Privacy Policy & Terms of Service Policy
Privacy Policy
We update this policy at least once per year. The last update to this policy was on: 3/16/25.
WE RESPECT YOUR PRIVACY AND WILL NOT COLLECT, SELL OR SHARE YOUR INFORMATION, EXCEPT AS AUTHORIZED BY YOU AND ALLOWED OR REQUIRED BY LAW. WE DO NOT MONITOR, COLLECT, STORE OR SHARE YOUR DATA EXCEPT AS SET FORTH BELOW.
This Privacy Policy supersedes all prior versions and sets forth the data privacy practices of SunKey Dealer Insurance Agency LLC, SunKey Insurance Store Inc., SunKey Dealer Services LLC, SunKey Insurance Group LLC, SunKey Insurance Store LLC, and their contractual agency affiliates (collectively “SunKey,” “we,” “us,” or “our”) and applies solely to visitors and users (“consumers” or “you”) of our website and other online applications owned and operated by us now and in the future, including sunkeydealerinsurance.com, sunkeyinsurance.com and sunkeydealerservices.com. This policy also applies to certain individuals we interact with over the phone, including our existing prospects and customers. This policy does not apply to any third-party websites we may link to, and we assume no responsibility or liability regarding the same.
Our websites may at times record your interactions with it, including for example your interactions with our online consent/opt-in forms and any future webchat features. Do not make any use of our sites if you do not consent for us to engage in this practice. Our websites currently lack the functionality to recognize “Do Not Track” browser signaling.
If you are an existing customer, your use of our websites and other services is also governed by the contractual terms which existed at the time of your purchase, along with any addendums and written modifications thereto.
We adopt this policy to comply with state data privacy statutes, most of which are relatively new. We currently operate only in Florida. We do not intentionally collect the data of residents in any other state. However, because nothing prevents residents of other states from visiting our website or calling us, we also explain rights held by residents of states where we do not market. This policy is intended to comply with the California Consumer Privacy Act of 2018 (“CCPA”), as amended, and other U.S. state data privacy laws in CO, CT, DE, IN, IO, KY, MD, MN, MT, NE, NH, NJ, OR, RI, TN, TX, UT and VA. Nothing herein may be construed as creating any obligations for us beyond what is required by the law. Because we currently only operate in Florida, most of the below rights may not apply to you if you are a Florida resident.
Disabled users who need these disclosures presented in an alternate medium, may contact us at the email address or telephone number listed further below.
Your Rights as a Consumer
Depending upon where you live and as more fully explained below, you may have significant rights related to the privacy of your personal information, including:
• Right to access your data.
• Right to correct your data.
• Right to have your data deleted.
• Right to opt-out of certain forms of processing of your data.
• Right to portability of your data.
• Right to opt-out from the sale of your data.
• Right to opt-in for certain sensitive data processing.
• Right against certain forms of automated decision-making about your data.
• And, in California, the right to bring a private action to protect your data.
Information We Collect
We collect your personal information on our website in order to contact you with the information you request. We also collect your information in order to allow us, our contractual agency affiliates, and our conspicuously listed/disclosed partners to contact you with the insurance marketing offers you have requested or which we believe you may be interested in based upon the information you submit.
As more fully set forth below, and by way of example only, we affirmatively collect various categories of information about you, including your first and last name, vehicle data, homeownership status, level of education, current insurance carrier and policy information, address, telephone number, email address, date of birth, social security number, data collected through recorded calls, cookies, pixels, session replay, IP address and other.
TCPA & ELECTRONIC SIGNATURES
As explained at the point of online telephone number and email collection, when you type your name, email or telephone number into our website or otherwise submit the same to us, you agree that this shall act as your electronic signature and express written consent that Sunkey, along with its agents, assigns and listed partners, may email, call and text you at the address and number(s) provided (or provided later), with insurance marketing offers and other information, including possibly using an automatic telephone dialing system, prerecorded messages, and artificial/AI voices, even outside of normal calling windows. Consent is not a condition of purchase as you can always call us directly (407) 478-8605, and you may opt-out later. Standard rates apply and all calls may be recorded and monitored. By consenting, you are specifically requesting that we share your information in this manner and for these purposes. You agree to do business with us electronically and to receive copies of these terms electronically. You can withdraw your electronic signature or request a paper copy by emailing us at: privacy@sunkeyinsurance.com.
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”). Specifically, we have collected the following categories of personal information within the last twelve (12) months:
Category Examples Collected
A. Identifiers. A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, and email address. YES
Social Security number, driver's license number, passport number, or other similar identifiers. YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). A name, address, telephone number, and education. Some personal information included in this category may overlap with other categories. NO – we do not operate in California
Signature, Social Security number, physical characteristics or description, passport number, driver's license or state identification card number, insurance policy number, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. NO – we do not operate in California
C. Protected classification characteristics under state or federal law. Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, sex (including gender, gender identity, and veteran or military status. YES, but only age & marital status
Medical condition, physical or mental disability, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, and genetic information (including familial genetic information). NO
D. Commercial information. Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES, but only vehicle info, current insurance carrier and homeownership
E. Biometric information. Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. NO
F. Internet or other similar network activity. Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. YES
G. Geolocation data. Physical location or movements. GPS coordinates of your devices. NO
H. Sensory data. Audio, electronic, visual, thermal, olfactory, or similar information. YES, only if/when we record telephone calls
I. Professional or employment-related information. Current or past job history or performance evaluations. NO
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. NO
K. Inferences drawn from other personal information. Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. NO
We obtain the categories of personal information listed above from the following categories of sources:
• Directly and indirectly from activity on our websites.
• From our auto dealership affiliates and partners, where you may have purchased a vehicle.
• Directly from website visitors who submit information on web-opt-in forms and third-party lead vendor forms.
• Directly from credit reporting agencies and data aggregators, some of which is aggregate data and some individual.
• Directly from third-party marketers and their agents, who might collect permission from you to share your information with us.
• From third-parties that interact with us in connection with the services we perform. Including but not limited, for example, from advertising networks, consumer data resellers, data analytics providers, internet service providers, social networks and operating systems and platforms. We also collect information from government entities and from publicly available records and databases.
• Directly from you over the phone, if you call us or we call you.
• From our insurance agent partners and employees, if they share something about you with us after we refer you to them.
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
• To fulfil your request that we connect you with insurance agents in your area.
• To fulfil our obligations to existing customers.
• To document our compliance with the law.
• To provide it to the party or parties listed in the website form on which you provided your information, per your request.
• To fulfill or meet the reason you provided the information.
• To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
• To provide you with information, products or services that you request from us.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
• To improve our website and present its contents to you.
• For testing, research, analysis and product development.
• As necessary or appropriate to protect the rights, property or safety of us, our clients or others.
• To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
• As described to you when collecting your personal information or as otherwise set forth in the various state data privacy statutes and regulations.
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information
We may disclose your personal information to licensed insurance agents for business purposes.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose: unique personal identifiers, marital status, age, current vehicle and insurance carrier commercial information, internet or other electronic network activity information, and limited sensory data (if we make call recordings).
We may on occasion disclose your personal information for a business purpose to the following categories of third parties:
• Insurance agents, agencies and carriers from whom you have requested a quote.
• The automotive dealer where you purchased a vehicle.
• Purchasers or users of our collected data.
• Marketing partners.
• Our corporate and contractual affiliates.
• Service providers.
• Third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services provided to you.
In the last twelve (12) months, we have sold no categories of personal information for a business purpose. Note personal information is generally not considered “sold” if it is shared at the specific request of the consumer.
Basic Categories of Rights
As set forth herein, if you live in certain states, you may have some or all of the following rights related to the privacy of your personal information, including:
• Right to access your data.
• Right to correct your data.
• Right to have your data deleted.
• Right to opt-out of certain forms of processing of your data.
• Right to portability of your data.
• Right to opt out from the sale of your data.
• Right to opt-in for certain sensitive data processing.
• Right against certain forms of automated decision-making about your data.
• And, only in California currently, a right to bring a private action to protect your data.
Access to Specific Information and Data Portability Rights
Residents of current data privacy states have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (if we can), we will disclose to you:
• The categories of personal information we collected about you.
• The categories of sources for the personal information we collected about you.
• Our business or commercial purpose for collecting or selling that personal information.
• The categories of third parties with whom we share that personal information.
• The specific pieces of personal information we collected about you (also called a data portability request).
In certain cases, we might not be able to successfully verify your identity, or the information may be too sensitive to disclose. In such cases, we will notify you why we were not able to provide the information to you.
Deletion Request Rights
After we have verified your identity and that you reside in one of the current, active data privacy states, you have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our vendors and insurance partners) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
• Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
• Debug products to identify and repair errors that impair existing intended functionality.
• Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
• Comply with the law.
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent.
• Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
• Comply with a legal obligation.
• Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by calling us at (407) 478-8605, or by emailing the request to: privacy@sunkeyinsurance.com.
Please note that only you or a person properly registered that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.
If we can accurately verify your identity based upon the information in your request, we will not require additional ID before processing your data demand. If we need to further verify your identity, you may need to either provide a legible copy of your government-issued photo ID, or provide at a minimum at least 3 specific data points which we already maintain about you. We will try not to collect more personal information than is necessary to successfully verify your identity.
Response Time and Format
If you live in an active data privacy state (Florida lacks such a law), we will generally confirm receipt of your Request within 10 days and fulfil your request within 45 days, or up to 90 days if we notify you as to why we need more time.
We will deliver our written response by mail or electronically. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
Personal Information Sales Opt-Out and Opt-In Rights
If you are 16 years of age or older, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers we actually know are less than 18 years of age, unless we receive affirmative authorization (the “right to opt-in”) from either the consumer who is between 13 and 18 years of age, or the parent or guardian of a consumer less than 13 years of age. Consumers who opt-in to personal information sales may opt-out of future sales at any time. To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by sending us a message.
Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back in to personal information sales at any time by sending us a message. We will only use personal information provided in an opt-out request to review and comply with the request.
Minors
Minors may not use our websites or submit information to us. We do not intentionally collect information about minors, except to ask our insurance prospects and customers whether there is a minor in the home who will either be excluded from coverage, or will be an operator of the insured vehicle. In those two instances, we collect, at most, the minor’s name, date of birth, and if they will operate the vehicle, their state-issued driver’s license number. We collect no other identifiers or other related data about minors.
Non-Discrimination
We will not discriminate against you for exercising any of your privacy rights. Unless permitted by the law, we will not:
• Deny you goods or services.
• Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
• Provide you a different level or quality of goods or services.
• Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
New Jersey & West Virginia Public Servicemembers
We value the privacy of public service members and do not publish or otherwise make available the information related to the same to the public. If you are a public servicemember in New Jersey, including for example a current or retired New Jersey judge, prosecutor or police officer, do not submit any private, non-public contact information to us. If you do, you agree that, to the extent your non-public contact information is protected by New Jersey’s “Daniels law,” you will exercise your right to opt-out (a non-disclosure request) only by emailing your request to privacy@Sunkey.com, and you will allow us a reasonable period to recognize and honor your request.
Changes to this Privacy Policy
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.
Other California-Specific Rights
We do not currently operate in California or intentionally collect any data from California residents. However: California's "Shine the Light" law (Civil Code Section § 1798.83) provides California residents with the right to request information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make a request, please contact us at the following email address or phone number: privacy@sunkeyinsurance.com and (407) 478-8605
1) The number of genuine requests to delete, to know, to access, to opt-out of sale or sharing, or to limit the use of a consumer’s personal information that the data broker received, complied with in whole or in part, and denied during the previous calendar year: 0
(2) The median and the mean number of days within which the company substantively responded to requests to delete, to know, to access, to opt-out of sale or sharing, or to limit the use of a consumer’s personal information that the data broker received during the previous calendar year: 0
(3) The number of requests in which deletion was not made (pursuant to a statutory exemption):0
Contact Information
If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under applicable privacy laws, please do not hesitate to contact us at:
Attn: Privacy Officer
SunKey Insurance Group
100 E. Sybelia Ave Suite 360
Maitland, Fl. 32751
Telephone: (407) 478-8605
Fax: (407) 369-4215
E-mail: privacy@sunkeyinsurance.com
SunKey Terms of Service Policy
Website Terms of Use
YOU ARE ENTERING A BINDING CONTRACT. BY ELECTRONICALLY SIGNING BELOW, LOGGING INTO OUR WEBSITES, OR MAKING ANY USE OF OUR SERVICES, YOU EXPRESSLY AGREE TO THE BELOW TERMS. THESE ARE THE TERMS (“AGREEMENT”) UNDER WHICH WE ARE WILLING TO PROVIDE YOU (THE “CUSTOMER”) WITH ACCESS TO OUR WEBSITES AND RELATED FEATURES.
READ THIS AGREEMENT CAREFULLY AND DO NOT PROCEED UNLESS YOU UNDERSTAND AND AGREE TO ALL OF THE TERMS. YOU MAY NOT LOG INTO ANY OF OUR WEBSITES, OR MAKE ANY PURCHASE OR USE OF OUR SERVICES, IF YOU DO NOT FULLY AGREE TO THESE TERMS. YOU MAY SUBMIT PROPOSED MODIFICATIONS TO US IN WRITING FOR OUR CONSIDERATION ONLY IF YOU DO SO BEFORE PROCEEDING. NO MODIFICATION OR AMENDMENT IS EFFECTIVE UNLESS COUNTERSIGNED IN WRITING BY US.
IF YOU ARE A MINOR, OR A GOVERNMENT OR QUASI-GOVERNMENTAL AGENCY, OFFICER OR EMPLOYEE, YOU MAY NOT MAKE ANY USE OF OUR SITE.
This agreement is between you and SunKey Dealer Insurance Agency LLC, SunKey Insurance Store Inc., SunKey Dealer Services LLC, SunKey Insurance Group LLC, SunKey Insurance Store LLC and our contractual agency affiliates (collectively “SunKey,” “we,” “us,” or “our”).
These Terms of Use govern the use by SunKey’s customers and/or users (referred to in these Terms of Use as “you”) of our websites and other online applications owned and operated by us now and in the future, including: sunkeyautorater.com, sunkeydealerinsurance.com, sunkeyinsurance.com and sunkeydealerservices.com. Please read these Terms of Use before using the Site. SunKey may revise these Terms of Use at any time by posting updated Terms of Use on the Site. By accessing and browsing the Site, and continuing to use the Site, you consent to the Terms of Use posted on the Site. If you do not agree to the Terms of Use posted on the Site, you are required to stop using the Site.
You may be able to conduct business with SunKey through the Site, including, without limitation, ordering services (the “Services”). Your use of any Services offered on the Site also constitutes your agreement to these Terms of Use.
Privacy and Communication with SunKey
You hereby authorize us to make use of your personal information as provided by you to us or otherwise collected by us about you, in accordance with our privacy policy found here. You agree that our websites may at times record your interactions with it, including for example your interactions with our online consent/opt-in forms and webchat features.
As explained at the point of online telephone number collection, when you type your name and telephone number into our website or otherwise submit the same to us, you agree that this shall act as your electronic signature and express written consent that SunKey, along with its agents, assigns and listed partners, may call and text you at the number(s) provided (or provided later), with marketing offers and other information, including possibly using an automatic telephone dialing system, prerecorded messages, and artificial/AI voices, even outside of normal calling windows. Consent is not a condition of purchase and you may opt-out later. Standard rates apply and all calls may be recorded and monitored. By consenting, you are specifically requesting that we share your information in this manner and for these purposes. You agree to do business with us electronically and to receive copies of these terms electronically. You can withdraw your electronic signature or request a paper copy by emailing us at privacy@sunkeyinsurance.com.
As further described by our telephone agents, you also agree to let us run a motor vehicle report, an insurance score report and a C.L.U.E report on you and your vehicle(s).
If you have questions regarding the collection, use, retention and disclosure of information you may provide on the Site, please review the SunKey Privacy Policy. If you have questions about the SunKey Privacy Policy and/or these Terms of Use, please contact SunKey at the following address:
Attn: Legal
SunKey Insurance Group
100 E. Sybelia Ave Suite 360
Maitland, Fl. 32751
Telephone: (407) 478-8605
e-mail: privacy@sunkeyinsurance.com
Use of the Site
You may use the Site only for lawful purposes, such as to request an insurance quote. You may not use the Site to transmit any material that: (i) violates any law or infringes any intellectual property rights, (ii) constitutes or contributes to a criminal or civil offense, or (iii) is obscene/pornographic, defamatory, harassing/ threatening, or hateful or otherwise objectionable with regard to race, ethnicity, religion, etc. SunKey reserves the right to remove any information posted by SunKey or a third party at any time.
Disclaimer of Liability
All information on this Site is provided “as is”, and SunKey disclaims any implied or express representations or warranties as to the accuracy, reliability or completeness of such information. The Site contains general insurance-related information, which may include errors, omissions and inaccuracies. Do not rely on the Site for advice of any kind. SunKey reserves the right to add and/or delete content from the Site at any time without notice to you.
Use of the Site is at your sole risk. The Site content may not be virus-free. Any offers presented on the Site are void in any jurisdiction where they would be prohibited by law.
SUNKEY DISCLAIMS ALL EXPRESS OR IMPLIED CONDITIONS, WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS, WITH REGARD TO THE INFORMATION ACCESSED FROM OR THROUGH THE SITE, INCLUDING WITHOUT LIMITATION, ALL CONDITIONS, REPRESENTATIONS OR WARRANTIES IMPLIED BY STATUTE, AND ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
IN NO EVENT SHALL SUNKEY BE LIABLE FOR ANY SPECIAL, INDIRECT, PUNITIVE OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE OF THE SITE, OR FROM LOSS OF DATA, REVENUE OR PROFITS, WHETHER RESULTING FROM BREACH OF CONTRACT, INTELLECTUAL PROPERTY INFRINGEMENT, NEGLIGENCE OR OTHER TORT OR CLAIM ARISING OUT OF OR IN CONNECTION WITH THE USE OR RELIANCE UPON THE INFORMATION ON THIS SITE.
YOU ARE ADVISED THAT SOME JURISDICTIONS DO NOT PERMIT OR OTHERWISE RESTRICT OR LIMIT THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION ON CONSEQUENTIAL DAMAGES, SO THAT THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU.
IN ALL OTHER CIRCUMSTANCES, SUNKEY’S AGGREGATE AND COMPLETE LIABILITY TO YOU OR TO ANY THIRD PARTY, HOWEVER ARISING, SHALL BE LIMITED TO A MAXIMUM OF $10.00 (USD).
Intellectual Property
Any information or software provided on the Site is protected by copyright law and governed by the terms of the software’s end user license agreement. The installation or use of any software that is governed by an end user license agreement is prohibited unless you consent to the terms of such agreement.
Use of the Site and its contents are only for your personal and non-commercial use. The Site and its contents are protected by copyright, trademark and other proprietary rights of SunKey or third parties. The products, technology, or processes described on the Site may be protected by the intellectual property rights of SunKey or other third parties. SunKey’s names, logos, product and service names, marks and slogan are the trademarks or service marks of SunKey. No license is granted in respect of those intellectual property rights. No portion of the Site or its contents, including without limitation, SunKey’s trademarks, service marks and logos, may be reproduced, republished, retransmitted, sold, modified, displayed, exploited or used in any way, without obtaining advance, explicit, written permission from SunKey. You may not modify, reformulate, adapt, alter, adjust, change disassemble, frame or decrypt in any way, any part of the Site.
References and links to third parties
Any references on the Site to other individuals, companies, entities, organizations, products or services does not imply an endorsement, recommendation, or approval of such third parties by SunKey. Similarly, any links and other references to other website(s) included on the Site are provided as a convenience to you and do not imply an endorsement, recommendation, or approval of such third parties or their products, services or information by SunKey. SunKey is not responsible for the content of any third-party website, and accordingly, access to any other website(s) linked to or from the Site is at your own risk.
General Legal Terms
If any part of these Terms of Use are found to be invalid or unenforceable by a court of competent jurisdiction pursuant to any applicable law, then such invalid or unenforceable terms will be deemed struck from these Terms of Use, and the remaining provisions of these Terms of Use shall continue to be of full force and effect.
The laws of the State of Florida shall govern any dispute arising out of these Terms of Use or the Site. In the event of any dispute arising out of these Terms of Use or your use of the Site, you agree to submit to binding arbitration to be held in Florida, pursuant to the rules and procedures of the American Arbitration Association. You hereby irrevocably waive your right to a jury trial and to participate in any class action litigation. This is a significant limitation on your rights.
Access and use of this Site is governed by all applicable federal, state, and local laws, and in the case of users of the Site who reside outside of the United States, you are responsible for compliance with the laws of your jurisdiction and other applicable law.
SunKey may make periodic, reasonable modifications to these terms by conspicuously posting the modified terms online here, or by sending you an emailed notification regarding the same. You are under no obligation to continue using our Sites if any new modification is unacceptable to you, but your continued use of the Site after a posted modification constitutes acceptance of the same, unless we agree otherwise in writing.
BY PROCEEDING TO ACCESS OR USE OUR SITE, YOU AGREE TO THESE TERMS, WHICH MAY BE AMENDED FROM TIME TO TIME BY CONSPICUOUS POSTING HERE.